We offer two online bankruptcy courses designed to meet federal bankruptcy requirements. Our applications for approval are currently pending with the Executive Office for U.S. Trustees.
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About Our Courses
Credit Counseling Course
This course is required before filing for bankruptcy. Approval is currently pending with the Executive Office for U.S. Trustees.
What it's all about
We built the course to be simple, fast, and easy to complete—no confusing legal jargon or complicated steps.
You’ll get access to audio guidance, interactive budgeting tools, and real-life examples to help you understand your financial situation. Everything is designed to help you finish with confidence and clarity.
What You Will Learn During the First Bankruptcy Course
1. Understanding Your Financial Situation
- Learn how to assess your income, expenses, and overall financial health to gain clarity before considering bankruptcy.
2. Money Management Fundamentals
Explore the basics of managing money effectively, including setting goals, reducing unnecessary spending, and building financial awareness.
3. Budgeting Skills and Strategies
Discover how to create and stick to a realistic budget that helps you prioritize essential expenses and avoid future financial pitfalls.
4. Credit and Debt Education
Understand how credit works, how debt accumulates, and what impact both can have on your financial future—especially during bankruptcy.
5. Bankruptcy Education
Get a clear overview of the bankruptcy process, including Chapter 7 and Chapter 13, eligibility, and what filing means for your assets and credit.
6. Resources and Next Steps
- Access helpful tools, support options, and guidance on how to move forward—whether you file for bankruptcy or choose another solution.
Debtor Education Course
This course is required after filing for bankruptcy. Our application for approval is currently pending with the Executive Office for U.S. Trustees.
What it's all about
We designed the debtor education course to help you rebuild your financial life after bankruptcy—simple, practical, and easy to follow.
You’ll get access to audio guidance, goal-setting tools, and real-world strategies for managing money, improving credit, and planning ahead. Everything is focused on helping you move forward after bankruptcy with confidence and long-term stability.
1. Life After Bankruptcy – What Changes Now
- Explore how bankruptcy affects your day-to-day life and what steps you can take to regain control of your financial future.
2. Building a Stronger Budget That Works
Learn how to create a budget that fits your real income and spending habits—one that actually works long term.
3. Saving and Protecting Your Progress
Discover strategies for saving consistently and building financial security, even on a tight budget.
4. Rebuilding Credit the Smart Way
Understand how credit works post-bankruptcy and what steps can help you rebuild it without falling into the same traps.
5. Responsible Credit Use Moving Forward
Get tips on using credit wisely—when to borrow, how to manage balances, and how to avoid high-interest debt.
6. Setting Goals & Staying Motivated
We’ll guide you through setting meaningful goals and creating habits that keep you motivated as you move forward.
7. Protecting Yourself as a Consumer
- Learn how to spot scams, understand your rights, and protect yourself from financial abuse or fraud.
