Complete Your Online Bankruptcy Courses Today.
Get the guidance you need, online and on your time. Our bankruptcy courses are designed to meet bankruptcy requirements. Applications for approval are currently pending.
Take this if you have not filed bankruptcy yet.
Take this if you’ve already filed for bankruptcy.
Trusted Guidance, Real Relief
We offer a credit counseling course and debtor education course designed to meet bankruptcy requirements.
Available in Multiple Formats
Choose how you want to learn—written, audio, or video. Designed for every type of learner.
Works on Any Device
Courses can be completed from your phone, tablet, or computer. No apps or downloads required.
Money-Back Guarantee
Not satisfied or no longer need the course? Get a full refund anytime before your certificate is issued.
English Access
Courses are only available in English currently.
Course Offerings
Whether you’re preparing to file or already have, our streamlined experience helps you move forward with peace of mind.
Affordable Price
Both courses are just $11.95 per household, with no surprise fees or upsells.
Designed for Households
If you’re filing jointly, you and your spouse can complete the course together—no need to take it twice.
Available 24/7
Take the course whenever it fits your schedule. It's fully online and accessible any time, day or night.
Easy to Follow
These courses are beginner-friendly, written in plain language, and designed to help—not judge. You can’t fail.
Time-Friendly Format
Each course takes about 60-minutes, but you don’t have to finish all at once. Your progress saves automatically.
Instant Certificate
Your certificate is emailed to you right after completion and live counselor interaction—ready to file with your bankruptcy case.
Frequently asked questions
Explore answers to frequently asked questions about our bankruptcy classes.
Who is required to complete the credit counseling and debtor education courses?
Anyone filing for bankruptcy is legally required to complete a credit counseling before submitting their case and a debtor education course after filing.
Is this course recognized by the U.S. Department of Justice?
Our application for approval is currently pending with the Executive Office for U.S. Trustees. The course will meet all federal requirements once approval is granted.
What details do I need to sign up for the course?
You’ll need your name, address, email, and basic financial information like your income, expenses, and types of debt.
Can I take this course if I live in Alabama or North Carolina?
Our application for approval is currently pending with the Executive Office for U.S. Trustees. At this time, services are not being offered in any state until approval is granted. However, while we work to expand access in these states, you can refer to the U.S. Trustee’s list of approved bankruptcy class providers: https://www.justice.gov/ust/list-credit-counseling-agencies-approved-pursuant-11-usc-111
Is it possible for my partner and I to complete the course at the same time?
Yes! If you’re filing jointly, you and your spouse can take the course together using one registration—no need to do it separately.
Am I required to finish the course in one sitting?
No. You can stop at any time and your progress will be saved automatically. Just log back in later and pick up where you left off.
What if I am not able to afford the cost of the course?
If you are unable to afford the course fee, you may be eligible for a full fee waiver if your household income is at or below 150% of the current U.S. Department of Health and Human Services Poverty Guidelines.
No individual will be denied services due to inability to pay. Issuance of a certificate of completion will not be withheld if a fee waiver is granted.
Fee waiver requests must be submitted prior to enrollment once services become available. Documentation verifying household income may be required.
